Umthelela Wemali Yomgunyathi Emnothweni Kanye Nendlela Yokuzikhomba
Ukwenza imali yomgunyathi kuwubugebengu obuhlala bubeka engcupheni umnotho wezwe futhi buwumthombo wokulahlekelwa ngokwezimali ezakhamuzini zalo. Eminye yemiphumela emibi imali yomgunyathi enayo emphakathini iwukuncipha kwenani lemali yangempela ; kanye nokwenyuka kwamanani entengo (ukwehla kwamandla emali) ngenxa yokusabalala kwemali eyengeziwe emnothweni - ukwenyuka okungagunyaziwe kokutholakala kwemali; ukwehla kokwamukelwa kwemali yamaphepha; kanye nokulahlekelwa, lapho abahwebi bengabuyiselwa imali yomgunyathi etholwe amabhange, ngisho noma ithathwa.
Ngesikhathi esifanayo, emazweni lapho imali yephepha iyingxenye encane yesamba semali esakazwayo, imiphumela yezomnotho emikhulu yokwenziwa kwemali yomgunyathi ingase ingabonakali. Imiphumela ye-microeconomic, efana nokuthembela emalini, nokho, ingaba mikhulu.
Ukwehluleka ukuthatha isinyathelo esibalulekile ekulweni nomgunyathi kungaholela engcupheni engenakuvinjelwa, enomthelela olimazayo esithunzini nasekusebenzeni kwebhange elikhulu lezwe. Umthetho waseNingizimu Afrika uyacutshungulwa ngenhloso yokwenza ngcono. Njengamanje kunemithetho emibili eNingizimu Afrika elawula ukwenziwa kwezimali zomgunyathi. Yomibili le Mithetho ihlinzekela izinyathelo zokujezisa ezilingana nokuboshwa isikhathi esingeqile eminyakeni eyishumi nanhlanu.
Imizamo yamanje eNingizimu Afrika isekelwe endleleni ehlanganisa ama-ejensi amaningi ekulweni nokuthengiswa komgunyathi. ImiNyango kaHulumeni waseNingizimu Afrika yezokuPhepha nokuVikela kanye noBulungiswa nokuThuthukiswa koMthethosisekelo, iBhange Lombuso laseNingizimu Afrika, Inkampani YaseNingizimu Afrika Yamanothi, I-Interpol kanye ne-South African Mint basungule ubudlelwano obusemthethweni futhi bahlangana njalo ukuze kuliwe nalezi zinhlobo zobugebengu. Ubudlelwano obusemthethweni buveze isu njengesisekelo sokulwa nokukhwabanisa ezweni. Lelisu lisungula ukuhlela ngokubambisana, ukubambisana nokuxhumana kuwo wonke amazinga, ukwabelana ngolwazi, ubuchwepheshe nezinsiza, kanye nokucutshungulwa ngokubambisana kwezindaba zomthetho, ezomnotho nezenhlalakahle ezinomthelela ekwenziweni komgunyathi eNingizimu Afrika. Kuphinde kuqashelwe ukuthi umphakathi ungabamba iqhaza elibalulekile ekulweni nokusatshalaliswa kwezimali zomkokotelo emnothweni waseNingizimu Afrika. Ukutholwa kusenesikhathi kokusebenza komgunyathi kubalulekile ekunciphiseni umthelela wemali yomgunyathi emnothweni. Sekudalwe izimo ezenza kube nzima kubenzi bomgunyathi ukusabalalisa amanothi omgunyathi, okuhlanganisa nokwaziswa ngokushesha kwabo bonke ababambiqhaza ngamanothi omgunyathi amasha nezinhlamvu zemali kanye nokuhlinzeka ngolwazi mayelana nendlela yokuthola imali yomgunyathi.
Indlela yokubona amanothi omgunyathi
Kunezindlela ezi-3 zokuhlonza amanothi omgunyathi:
1) Imishini yokubala imali
Imishini eminingi yokubala imali inokubona okwakhelwe ngaphakathi komgunyathi. Izinga lokutholwa liyahluka kumkhiqizo nomkhiqizo kodwa izici ezijwayelekile zihlanganisa; i-ultraviolet, intambo kazibuthe kanye nokutholwa kosayizi.
I-Ultraviolet
Amanothi aseNingizimu Afrika ama-big 5 series (amanothi amasha kaMandela awakhanyi ngaphansi kwelambu le-UV) anezimpawu ezinemibala ehlukahlukene ye-fluorescent engabonakala uma inothi ibekwe ngaphansi kwesibani se-UV. Ngeshwa amanothi omgunyathi amaningi asatshalaliswa muva nje eNingizimu Afrika abe nezimpawu ze-ultraviolet ngakho-ke imikhiqizo ekwazi ukubona i-UV kuphela ngeke iwabhalise njengewomgunyathi.
Intambo yamagnetic
Inothi iskenwa phakathi nenqubo yokubala ukuze kuqinisekiswe ukuthi kukhona izici kazibuthe ephepheni. Lesi esinye sezici zokuphepha ezinokwethenjelwa kakhulu zemali yaseNingizimu Afrika njengoba kunzima kakhulu kubenzi bomgunyathi ukukopisha. Uma ufuna umshini wokubala imali, kunconywa kakhulu ukuthi ukhethe umkhiqizo onomsebenzi kazibuthe (MG).
2) Ideskithophu ephezulu yokutholwa kwe-Ultra violet Light Umgunyathi
Ukufaka umtshina owumgunyathi wedeskithophu endaweni odayiswa kuyo kungaba yindlela engabizi kakhulu yokuthola umgunyathi. Qaphela ukuthembela kuma-UV detectors ngoba awanembile ngokuphelele njengoba amanothi omgunyathi amaningi eNingizimu Afrika anezimpawu ze-UV ngakho azobonakala engokoqobo ngaphansi kokukhanya kwe-florescent. Amanye ama-ultra violet counterfeit detectors nawo anesici sokuhlonza kazibuthe (MG), lokhu kuthembeke kakhulu futhi kunconywa kakhulu njengoba kunzima ngabazenzisi ukuthi bakukopishe. SICELA UQAPHELE: Uchungechunge ELISHA LOKUPHATHWA KWE-MANDELA ALIKHANYA NGAPHANSI KOKUKHANYA KWE-UV.
3) Ukuhlonza ngesandla
Ukubona ukuphepha okugcwele kanye nezici zedizayini okufanele uzibheke, sicela uchofoze lapha ukuze ubuke umhlahlandlela osebenziseka kalula weBhange Lombuso laseNingizimu Afrika.
Ukubuka indatshana yethu egcwele ku-FM Essentials Safety & Security Newsletter ka-Okthoba 2012, sicela uchofoze lapha .
