Hlunga futhi uhlunge
ENingizimu Afrika, ukusatshalaliswa kwezimali zomgunyathi kuyinkinga enkulu emabhizinisini, ikakhulukazi lawo aphethe imali eningi, futhi kwenza kudingeke ukuthi kusetshenziswe izinto ezihlola imali yomgunyathi. Lezi zixhobo zibalulekile ekuvikelweni komnotho, zisebenza kokubili njengesivikelo ekulahlekelweni kwezimali ekwamukeleni uhlobo lwemali lomgunyathi kanye nesithiyo ekukhwabaniseni okungaba khona. Imiphumela yokuthatha imali yomgunyathi ingasukela ekulahlekelweni kwezimali okuqondile kuye ezindabeni eziyinkimbinkimbi zezomthetho, ingasaphathwa eyokulimala okungaba khona esithunzini sebhizinisi. Kubathengi, isiqinisekiso sokuthi basebenzisana nemali esemthethweni sibalulekile ekugcineni ukwethenjwa kwebhizinisi, okungase kukhuthaze ukwethembeka kwamakhasimende. Ngaphezu kwalokho, ukusebenza kahle kwebhizinisi akuphazamiseki ngenxa yokuhlanganiswa okusheshayo nokungenamthungo kwalezi zitholi ezinqubweni zokuthenga. Umnotho waseNingizimu Afrika, kanye nemikhakha yawo eyahlukene ethembele ekuhwebeni kukakheshi, uzozuza kakhulu ekutshalweni okubanzi kobuchwepheshe obusezingeni eliphezulu bokuthola izinto eziwumgunyathi, obusebenzisa inhlanganisela yobuchwepheshe be-ultraviolet, kazibuthe, kanye ne-infrared ukuze kuhlonzwe ngokunembile amanothi omgunyathi. Ngakho-ke, lezi zitholi zidlala indima ebalulekile ekusekeleni ubuqotho nokusebenza kahle kohlelo lwezezimali, ukuqinisekisa ukuthi amabhizinisi kanye nabathengi ngokufanayo bavikelekile emiphumeleni yemali yomgunyathi.